Do I need to report assets?

If your total in savings and investments is under €57,684 (2025) per person you do not need to report your assets. The Income Tax Regular package applies to you. Your residential home also doesn't need to be reported for assets taxation. 

  • Assets must be reported in your Dutch tax return if their total value exceeds the tax-free threshold (heffingsvrij vermogen).

  • Fiscal partners can combine their exemptions.

  • Tax is calculated on net assets (assets minus qualifying debts).

    Examples:

    • Below threshold: €50,000 in savings, €0 debts → threshold €57,684 → no need to declare

    • Above threshold: €40,000 savings + €30,000 investments – €5,000 debts = €65,000 → threshold €57,684 → taxable €7,316

    Guidance for choosing a service:

    • Assets below €57,684 (€115,368 for families, 2025) → Usually Regular (€149) or Regular Family (€199) filing is sufficient.

    • Assets above the threshold or multiple investments → Choose Regular Incl Assets (€449) or Family Incl Assets (€499) for tax optimization and guaranteed lowest tax.

    • If you have more than 10 asset items, add Assets Top Up (€150).

    Which income tax service applies to you?

    Answer the questions below to find your correct service. (2025 threshold)