Statutory Retirement Age

The statutory retirement age is the age at which the Dutch state pension (AOW) starts, according to the following AOW payment scheme:

Your date of birthAOW payment yearEligible age for AOW 
Before 1 Jan 1948201265
Between 31 Dec 1947 and 1 Dec 1948201365 + 1 months
Between 30 Nov 1948 and 1 Nov 1949201465 + 2 months
Between 31 Oct 1949 and 1 Oct 1950201565 + 3 months
Between 30 Sept 1950 and 1 Jul 1951201665 + 6 months
Between 30 Jun 1951 and 1 Apr 1952201765 + 9 months
Between 31 Mar 1952 and 1 Jan 1953201866
Between 31 Dec 1952 and 1 Sep 1953201966 + 4 months
Between 31 Aug 1953 and 1 May 1954202066 + 8 months
Between 30 Apr 1954 and 1 Jan 1955202167 
Between 31 Dec 1954 and 1 Oct 1955202267 + 3 months
Between 31 Sep 1955 and 1 Oct 1956202367 + 3 months


In the year you reach the state pension retirement age (AOW), your income situation changes. This will impact your:

  • Applicable tax rates;
  • Tax credits;
  • Payroll taxes on AOW, private pensions or annuities;
  • Preliminary income tax assessment;
  • Specific health care expenses;
  • Any retirement annuity saving scheme (a kind of life insurance that acts like a pension);

Tax credits after state pension retirement age;

When you reach the state pension retirement age, your tax credits (levy rebates) are affected:
  • You have a lower generic tax credit
  • In the year you have no longer income from work, you lose the work and income-dependent combination tax credit
  • You are eligible for the elderly tax credit
  • You may be eligible for the single elderly tax credit
  • If you continue to work past the state pension retirement age, then you remain eligible for the work and income-dependent combination tax credit
  • There are payroll taxes on your state pension (AOW)

    

Blue Umbrella for Dutch tax matters

Living and working in the Netherlands for a time? We can help you with your Dutch taxes, so you don't have to deal with the Belastingdienst yourself. Whether you're employed or own a business, we'll make your life easier and save you money.

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