No need to panic! Millions of Americans have FBAR forms that are past-due, and the IRS has created amnesty programs to help you get caught up. The program most helpful to expats is the Streamlined Filing Procedures or Delinquent FBAR Submission Procedures. This program is available to US citizens living both in the US and abroad, and all who have failed to file due to a lack of knowledge of their obligations are eligible.